Saturday, November 17, 2012

Fire part 2

We are amazed at the help we have received from friends and strangers since the fire. We had to wait to do any clean up until after the insurance company came out to inspect things. We announced a work party on a rainy Saturday afternoon and we had a surprising amount of people come help. We got most of the debris hauled to the dump. It felt like a huge weight was lifted off my shoulders.

We got a settlement check from our insurance for the structure, which was for the total amount we had covered, but about $6,000 less than what we will need to rebuild. The building was considered an outbuilding and not part of our house. We had to come up with a list of contents to get the material possessions reimbursed by insurance. This took me about two weeks. It was 9 pages and about $20,000 worth of stuff. We will get a prepaid visa in the mail for about half that. While I am so thankful for insurance, I feel ripped off. I don't want to complain though, because we have been blessed by friends and strangers alike. Our church arranged for meals to be brought over for six days. My sister told her friends and clients about us and they gave her money, gift cards, art stuff, toys and linens for us. Friends have rounded up things to replace lost items. We have received gifts in the mail from family, friends and strangers. I am amazed by the love we have received.

Since the fire department sent in their report, county zoning and permitting came into the picture. This has been a small nightmare. The rooms we used for the teens can't be called bedrooms unless we get a larger septic tank. The foundation should be dug up and sealed with foam, we need a higher insulation and window rating. I am pretty sure the people who built the studio did not have any permits. We had an electrician come out and figure out what needs to be done. We should be able to apply for a permit next week.

1 comment:

Kathy C. said...

Sounds a bit like a nightmare! hope you get all the upgrades done okay.